Best credit cards for people with no credit history
If you have no credit history, the best time to start building one is, now. The following cards are unsecured and secured credit cards for people trying to establish their credit. Most of the secured credit cards offer instant, no credit check approval and no turndown.
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Good - Recommended. Apply Online |
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Our Honest Review of the Horizon Gold Card Unsecured
The Horizon Gold Card is an instant approval, no credit check unsecured card. If you have a very low credit score, you may find it difficult to get an unsecured credit card. This card fills the void for people who have no credit history or poor credit. All applicants are approved. The card is best suited for people who have no credit history and are trying to establish one or for people with bad credit, who are trying to rebuild their credit. Best Features of the Horizon Gold Credit Card:  No Credit History is OK. Bad Credit History is OK. Instant Guaranteed Approval - All applicants are accepted. No Credit Checks. Reports to all 3 credit reporting bureaus: Equifax, Experian and TransUnion |
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Excellent - Highly Recommended. Apply Online |
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Our Honest Review of the Applied Bank Secured Visa Card The Applied Bank Secured Visa Card is best for people who have no credit history, low credit score or bad credit. This card offers a 9.99% fixed APR for purchases and cash advances. This feature is fantastic for a secured card. Best Features of the Applied Bank Secured Visa Gold Card: No applciation fee. Very low annual fee. Very low minimum deposit of $200. 9.99% fixed APRfor purchases and cash advances. Online account management. |
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Excellent - Highly Recommended. Apply Online |
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Our Honest Review of the Applied Bank Secured Visa Gold Card The Applied Bank Secured Visa Gold Card is best for people who have no credit history, low credit score or bad credit. This card offers a 9.99% fixed APR for purchases and cash advances. This feature is fantastic for a secured card. Best Features of the Applied Bank Secured Visa Gold Card: No applciation fee. Very low annual fee. Very low minimum deposit of $200. 9.99% fixed APRfor purchases and cash advances. Online account management. |
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Excellent - Highly Recommended. Apply Online |
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Our Honest Review of the AccountNow Vantage Prepaid MasterCard The AccountNow Vantage Prepaid MasterCard is best for people who are having trouble getting an unsecured credit card due to bad credit. All applicants can get a card - no turndowns. No credit check. The card does not require you to have a bank account but payments have to be made in advance to pay for future purchases. Best Features of the New Millenuim Bank Secured Visa or MasterCard: Helps to establish or rebuild credit. No need to have a bank account. No need credit check. No turns downs - all applicants are successfully processed. |
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Fair - Recommended. Apply Online |
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Our Honest Review of the New Millennium Bank Secured Gold Visa or MasterCard The New Millennium Bank Secured Gold Visa or MasterCard is best for people who have no credit history, low credit score or bad credit. This card offers a 9.99% fixed APR for purchases and cash advances. This feature is fantastic for a secured card. Best Features of the Applied Bank Secured Visa Gold Card: No applciation fee. Very low annual fee. Very low minimum deposit of $200. 9.99% fixed APRfor purchases and cash advances. Online account management. |
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Fair - Recommended. Apply Online |
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Our Honest Review of the New Millennium Platinum Bank Secured Visa and MasterCard credit cards The New Millennium Bank Platinum Secured Visa or Mastercard credit cards is best for people who are having trouble establishing credit because they cannot get access to an unsecured credit card. The card provides several benefits including travel and auto rental insurance benefits. This card is accessible to everyone because all applicants are approved and there is no credit check, in case you are worried about having no credit history or a very low credit score. Submit an application online for quick approval. You can also add a co-applicant's for him/her to also get a card. Best Features of the New Millenuim Bank Secured Visa or MasterCard: Reports to all 3 credit bureaus: Equifax, Experian and TransUnion. No Credit Check. Successful Approval regardless of no credit, bad credit or low credit score. Travel rated benefits. |
Credit score qualifications
Cash Rewards Credit Cards
If you are applying for a cash rewards or cash back credit card, the best deals are available to people with good credit scores of 700, 710, 720, 730, 740, 750, 760, 770, 780, 790 and up.
Student Credit Cards for High School Student, Undergraduate Students and Graduate Students
If you are applying for a student credit card and you have an excellent or great credit score of: 750, 760, 770, 780 790, 800, 810, 820, 830, 840, 850, you will have no problems applying for a getting any of the credit cards above.
If you are applying for a student credit card and you have an average, fair or a credit history that is not too strong or long, a credit score of: 620, 625, 630, 635, 640, 645, 650, 655, 660 will be sufficient to get a credit card.
If you are applying for a student credit card and you have bad or poor credit history with a low credit score of: 350, 360, 370, 380, 390, 400, 410, 415, 420, 430, 440, 450, 460, 470, 480, 490, 500, 510, 520, 530, 540, 550, 560, 570, 580, 590, 600, 610, 615, 620 will be sufficient to get a credit card.
No Credit History or Bad Credit History - Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Foreclosure, Auto Repossessions, Chargeoffs, etc
If you are applying for a credit card and you have no credit history because you are just relocating to the USA or you are just starting out, you do not need to have a high credit score. Apply for any of the No Credit History Credit Cards reviewed.
If you are applying for a cre it card and you have bad or poor credit history with a credit score of: 350, 360, 370, 380, 390, 400, 410, 415, 420, 430, 440, 450, 460, 470, 480, 490, 500, 510, 520, 530, 540, 550, 560, 570, 580, 590, 600, 610, 615, 620 - Apply for any of the Bad Credit History Credit Cards reviewed.
ChargeReviews.com is dedicated to helping you find the best credit card for your situation whether you have excellent or poor credit.
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Bay Fl, Detroit MI, Atlanta GA, Boston MA, Las Vegas NV, Charlotte NC,
Raleigh SC, Memphis TN, Nashville TN, Cheyenne WY, Milwaukee,
Minneapolis MN, Chicago IL, Portland OR, Oklahoma City OK, Kansas City
MO, Helena MT, Des Moines IA, Boise ID, Louisville KY, Birmingham AL,
Phoenix AZ, Tuscon AZ, Little Rock AR, Denver CO, Boulder CO, hartford
CT, Washington D.C./District of Columbia, Indianapolis IN, Detroit MI,
Lansing MI, New Orleans LA, Augusta ME, Eastern Shore MD,
Lincoln NE, Reno NV, Concord NH, Trenton NJ, Albuquerque NM, Santa Fe
NM, New York NY, Raleigh/Durham NC, Greensboro NC,
Fargo, ND, Cincinnati OH, Cleveland OH, Charleston SC, Austin TX,
Dallas TX, Houston TX, San Antonio TX, Pierre SD, Salt Lake city UT,
Montpelier VT, Seattle WA, Spokane WA and Charleston Wv.
Honest credit card reviews for students looking for credit cards with excellent, average or bad credit. People with bad credit or no credit history looking for credit cards to rebuild their credit. People looking for cash back credit cards or gas rebate credit cards.
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