Best credit cards for college and high school students
A student credit card is a great way to build your credit over time. If you are a high school student or college student, your best credit card options are those that have 0% APR or low APR, cash back rewards and no annual fees.
The credit cards below are rated highly and recommended by industry experts. They are best suited for students with no credit history, bad credit or average credit. Some cards offer instant online approval, while some merchants take a few days.
Excellent - Highly Recommended
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Our Honest Review of the Chase +1SM Student MasterCard Card
The Chase +1SM Student MasterCard Card is best for students, who have good credit. There is a 0% interest rate APR for the first three month on purchases and balance transfers. You earn "Karma Points" when you pay your bills on time and on Facebook.com. You can redeem your Karma Points for electronics, movies and music. Best Features of the Discover Student Credit Card:  0% introductory APR for first 3 months on purchases and balance transfer. No Annual Fee. Karma Points rewards - Music, Movies and Electronics No minimum income. No co-signer required. |
Excellent - Highly Recommended
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Our Honest Review of the Citi Platinum Select Card for College Students
The Citi Platinum Select Card for College Students is best for students, who have good credit. It helps you build your credit, while enjoying a 0% interest rate for the first 6 months. There is no annual fee and no liability for unauthorized transactions.Best Features of the Discover Student Credit Card: 0% introductory APR for first 6 months on purchases, transfer and cash advances. No Annual Fee. No minimum income. No liability for unauthorized transactions. No co-signer require . |
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Excellent - Highly Recommended
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Our Honest Review of the Discovery Student Credit Card
The Discover Student Credit Card is best for students, who have good credit. The card offers cash rewards, including a 5% rebate on gas, movies, restaurants and travel. Best Features of the Discover Student Credit Card: 0% introductory APR. No Annual Fee. No minimum income or cosigner required. Double cash rebates at participating retails and merchants. No liability for unauthorized transactions.If you frequent warehouse clubs such as Costco or Sam's Club, you will receive up to a 1% rebate. Worried about card theft or loosing your card? No worries, as a card memeber, there is no liability for unauthorized transactions. |
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Excellent - Highly Recommended. Apply Online |
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Our Honest Review of the Discovery Student Credit Card - Clear
The Discover Student Card - Clear offers some of the same benefits available to users of the classic Discovery Student credit card, above. It is best for students who have good or excellent credit. Aside from its aesthetically pleasing appearance, there is no interest on purchases for the first six months.
Best Features of the Discover Student Credit Card: 0% introductory APR. No Annual Fee. Double cashback rebate. No minimum income or cosigner required. No liability for unauthorized transactions. Use at Costco, Sam's Club or other warehouse clubs for up to a 1% rebate. |
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Excellent - Highly Recommended. Apply Online |
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Our Honest Review of the Discovery Student Credit Card - Tropical Beach
The Discover Student Card - Tropical Beach is best suited for high school students and college students with fair/average credit, limited credit history or an unestablished credit history, who want a credit card to build their credit, while enjoying cash rebate rewards.
Cardholders enjoy a 5% rebate on purchases made on movies, restaurants, gas, travel, etc. If you are a member of a warehouse club such as Sam's or Costco, you can earn double cashback rewards. Best Features of the Discover Student Credit Card:No Annual Fee. Various card designs. Double cashback rebate. Internet account management services. No liability for unauthorized transactions. |
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Excellent - Highly Recommended. Apply Online |
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Our Honest Review of the Discovery Student Credit Card - Monogram Collection
The Discover Student Card - Monogram Collection can be personalized to display your initials. Cardholders can earn up to a 5% cash back rebate on purchases of movie, restaurant, travel and gas.
0% Interest on purchases for the first 6 months. Best Features of the Discover Student Credit Card:No Annual Fee. 0% Interest introductory on purchases. Double cashback rebate. Personalized designs. No liability for unauthorized transactions. |
Credit Score Qualifications
Cash Rewards Credit Cards
If you are applying for a cash rewards or cash back credit card, he best deals are available to people with good credit scores of 700, 710, 720, 730, 740, 750, 760, 770, 780, 790 and up.
Student Credit Cards for High School Student, Undergraduate Students and Graduate Students
If you are applying for a student credit card and you have an excellent or great credit score of: 750, 760, 770, 780 790, 800, 810, 820, 830, 840, 850, you will have no problems applying for a getting any of the credit cards above.
If you are applying for a student credit card and you have an average, fair or a credit history that is not too strong or long, a credit score of: 620, 625, 630, 635, 640, 645, 650, 655, 660 will be sufficient to get a credit card.
If you are applying for a student credit card and you have bad or poor credit history with a low credit score of: 350, 360, 370, 380, 390, 400, 410, 415, 420, 430, 440, 450, 460, 470, 480, 490, 500, 510, 520, 530, 540, 550, 560, 570, 580, 590, 600, 610, 615, 620 will be sufficient to get a credit card.
If you are applying for a credit card and you have no credit history because you are just relocating to the USA or you are just starting out, you do not need to have a high credit score. Apply for any of the No Credit History Credit Cards reviewed.
If you are applying for a credit card and you have bad or poor credit history with a credit score of: 350, 360, 370, 380, 390, 400, 410, 415, 420, 430, 440, 450, 460, 470, 480, 490, 500, 510, 520, 530, 540, 550, 560, 570, 580, 590, 600, 610, 615, 620 - Apply for any of the Bad Credit History Credit Cards reviewed.
ChargeReviews.com is dedicated to helping you find the best credit card for your situation whether you have excellent or poor credit.
Baltimore MD, Annapolis MD, Dallas TX, Richmond VA, Pittsburgh PA,
Philadelphia PA, Providence RI, Los Angeles CA, San Diego CA, San
Francisco CA, San Jose CA, Sacramento CA, Miami FL, Tallahassee FL,
Orlando, FL, Fort Lauderdale FL, Jacksonville FL, Sarasota Fl, Tampa
Bay Fl, Detroit MI, Atlanta GA, Boston MA, Las Vegas NV, Charlotte NC,
Raleigh SC, Memphis TN, Nashville TN, Cheyenne WY, Milwaukee,
Minneapolis MN, Chicago IL, Portland OR, Oklahoma City OK, Kansas City
MO, Helena MT, Des Moines IA, Boise ID, Louisville KY, Birmingham AL,
Phoenix AZ, Tuscon AZ, Little Rock AR, Denver CO, Boulder CO, hartford
CT, Washington D.C./District of Columbia, Indianapolis IN, Detroit MI,
Lansing MI, New Orleans LA, Augusta ME, Eastern Shore MD,
Lincoln NE, Reno NV, Concord NH, Trenton NJ, Albuquerque NM, Santa Fe
NM, New York NY, Raleigh/Durham NC, Greensboro NC,
Fargo, ND, Cincinnati OH, Cleveland OH, Charleston SC, Austin TX,
Dallas TX, Houston TX, San Antonio TX, Pierre SD, Salt Lake city UT,
Montpelier VT, Seattle WA, Spokane WA and Charleston Wv.
Honest credit card reviews for students looking for credit cards with excellent, average or bad credit. People with bad credit or no credit history looking for credit cards to rebuild their credit. People looking for cash back credit cards or gas rebate credit cards.
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