Credit cards for people with bad credit or low credit scores trying to rebuild their credit

You may have a low credit score because of paying your bills late, foreclosure, Chapter 7 bankruptcy, Chapter 13 bankruptpcy, chargeoffs, etc. Whatever, the reason maybe, if youare ready to rebuild your credit and raise your FICO score - the best way to accomplish this is to start with a small line of credit and manage it responsible. This means paying your bills on time, always.

The credit cards below have a consistent history of helping people with bad credt to rebuild their credit. Whether your credit score is 420, 500 or 550 - start now. Some cards offer instant online approval, while some merchants take a few days.

Excellent - Highly Recommended. - Apply Online

Our Honest Review of the Orchard Bank Classic MasterCards The Orchard Bank Classic MasterCards are best for people who have a short or limited credit history or trying to rebuild their credit. Applicants can get any of the four (4) cards: Orchard Bank Platinum MasterCard, Orchard Bank Classic MasterCard, Orchard Bank Gold MasterCard or Orchard Bank Secured MasterCard. The Orchard Bank Unsecured Platinum MasterCard works well for people who do not want to put down a security deposit but want a credit card to help rebuild their credit. The Orchard Bank Unsecured Gold MasterCard has an introductory 0% interest rate APR for purchases within the first six months. It also has a relatively low annual fee. The Orchard Bank Unsecured Classic MasterCard also has an introductory 0% interest rate APR for the first six months and a low annual fee. The Orchard Bank Secured MasterCard has a $35 annual fee that is waived for the first year. This card is however a secured card that requires a deposit. Best Features of the Orchard Bank Classic MasterCards: 0% introductory APR on some cards. Reports to the three credit bureaus: Experian, Equifax, TransUnion. 24/7 account support. Online account access and management. Accepted in worldwide.

Fair - Recommended - Apply Online

Our Honest Review of the Tribute Gold MasterCard Credit Card The Tribute Gold MasterCard Credit Card is best for people who are trying to re-establish their credit after divorce, bankruptcy, etc. The card's strongest point is that they report your account activity to the three credit bureaus: Experian, Equifax and TransUnion. The card has a high interest rate, a monthly maintenance and an annual fee but using the card wisely will allow you to get a better card in the future - after your credit becomes stronger. Most people find it worthwhile to put up with this fact to establish better credit in the long run. Best Features of the Discover Student Credit Card: Quick online application and decision Reports to all three credit bureaus: Equifax, Experian, TransUnion. Helps in rebuilding credit and raising credit score. Unsecured credit card.

Good - Recommended. - Apply Online

Our Honest Review of the AccountNow Vantage Prepaid MasterCard The AccountNow Vantage Prepaid MasterCard is best for people who are having trouble getting an unsecured credit card due to bad credit. All applicants can get a card - no turndowns. No credit check. The card does not require you to have a bank account but payments have to be made in advance to pay for future purchases. Best Features of the New Millenuim Bank Secured Visa or MasterCard: Helps to establish or rebuild credit. No need to have a bank account. No need credit check. No turns downs - all applicants are successfully processed.

Good - Recommended. - Apply Online

Our Honest Review of the AccountNow Vantage Prepaid Visa Card The AccountNow Vantage Prepaid Visa Card is best for people who are having trouble getting an unsecured credit card due to bad credit or no credit history. No credit checks are required to apply for this card. A security deposit is also not required, however, you do have to pay for purchases in advance.Best Features of the New Millenuim Bank Secured Visa or MasterCard: Free credit builder service. No need to have a bank account. No need credit check. No turns downs - all applicants are successfully processed.

Credit score qualifications

Cash Rewards Credit Cards

If you are applying for a cash rewards or cash back credit card, the best deals are available to people with good credit scores of 700, 710, 720, 730, 740, 750, 760, 770, 780, 790 and up.

Student Credit Cards for High School Student, Undergraduate Students and Graduate Students

If you are applying for a student credit card and you have an excellent or great credit score of: 750, 760, 770, 780 790, 800, 810, 820, 830, 840, 850, you will have no problems applying for a getting any of the credit cards above.

If you are applying for a student credit card and you have an average, fair or a credit history that is not too strong or long, a credit score of: 620, 625, 630, 635, 640, 645, 650, 655, 660 will be sufficient to get a credit card.

If you are applying for a student credit card and you have bad or poor credit history with a low credit score of: 350, 360, 370, 380, 390, 400, 410, 415, 420, 430, 440, 450, 460, 470, 480, 490, 500, 510, 520, 530, 540, 550, 560, 570, 580, 590, 600, 610, 615, 620 will be sufficient to get a credit card.

No Credit History or Bad Credit History - Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Foreclosure, Auto Repossessions, Chargeoffs, etc

If you are applying for a credit card and you have no credit history because you are just relocating to the USA or you are just starting out, you do not need to have a high credit score. Apply for any of the No Credit History Credit Cards reviewed.

If you are applying for a credit card and you have bad or poor credit history with a credit score of: 350, 360, 370, 380, 390, 400, 410, 415, 420, 430, 440, 450, 460, 470, 480, 490, 500, 510, 520, 530, 540, 550, 560, 570, 580, 590, 600, 610, 615, 620 - Apply for any of the Bad Credit History Credit Cards reviewed.

ChargeReviews.com is dedicated to helping you find the best credit card for your situation whether you have excellent or poor credit.

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Honest credit card reviews for students looking for credit cards with excellent, average or bad credit. People with bad credit or no credit history looking for credit cards to rebuild their credit. People looking for cash back credit cards or gas rebate credit cards.


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